Connect your bank. We analyze a year of real transactions and tell you exactly which credit card earns you the most — down to the dollar.
We use Plaid — the same tech behind Venmo and Robinhood — to securely read your transactions. Read-only. No transfers, ever.
Our engine categorizes every transaction across dining, travel, groceries, gas, and more — then calculates what you'd earn on 12 different cards.
Get a personalized ranking with the dollar-value math shown for each card. One click to apply. We're upfront that we earn a commission if you do.
Connect your bank in 60 seconds. We'll show you exactly how much more you could be earning.
Analyze My SpendingFree forever · Takes 2 minutes · No credit check